1. List of Terms

• 1.1. The Anti-Money Laundering (AML) check is aimed at combating money laundering and terrorist financing.

• 1.2. The Contractor is an electronic currency exchange service that provides services to Users via a dedicated software interface located online at nexgen24.io.

• 1.3. The Client is an individual who agrees to the Contractor's terms and conditions and this Agreement to which they subscribe.

• 2. Check Procedure

• 2.1. The Contractor has the right to check transactions received from the Client using dedicated third-party software services.

• 2.2. A transaction is considered problematic if the overall risk level is above 60% or the transaction is labeled as high-risk (Dark Service, Dark Market, Illegal Service, Gambling, Exchange Fraudulent, Scam, Stolen, Mixer, Ransom, Sanctions, Child Exploitation, and Terrorism Financing).

• 2.3. Upon detection of a problematic transaction, the Contractor has the right to:

• 2.3.1. Request identity verification with the presentation of identification documents.

• 2.3.2. Freeze the request until the customer has fully verified the transaction.

• 2.3.3. Request a list of documents confirming the origin of the funds.

3. Transaction Risk Table

• 3.1. 0-25% is a clean wallet/transaction;

• 3.2. 25-75% is a medium risk;

• 3.3. 75%+ — such a wallet/transaction is considered risky.

• 3.4. The risk is greater than 50%, but I am sure the address is reliable.

• 3.5. What should I do? The verification results are based on international databases that are constantly updated.

• 3.6. Therefore, an address that had a 0% risk yesterday could have received or given assets to a risky counterparty today.

• 3.7. In this case, the risk assessment will change.

4. Your transaction has been rated as high risk, what should I do?

• 4.1. If your transaction has a risk level higher than 60%, you will need to answer additional questions/requirements.

• 4.2. — Through which platform did you receive the funds? Provide screenshots from the sender's wallet/platform withdrawal history.

• 4.3. — For what service did you receive the funds;

• 4.4. — What was the amount of the transaction, as well as the date and time it was conducted;

• 4.5. — Through which contact person did you communicate with the sender? Provide screenshots of the correspondence with the sender, where we can see confirmation of the funds' transfer.

• 4.6. You must also provide the following materials:

1. A high-quality photo of one of your documents (passport, ID card, or driver's license).

2. A selfie with this document and a piece of paper with today's date and signature written by hand.

The verification process will take up to 7 days. After reviewing your materials, you may be required to provide additional explanations, which may increase the review period. High-quality materials provided take, on average, up to 5 business days.

If the funds were processed through sanctioned platforms (Garantex, Hydra, Tornado Cash), the funds will be frozen until the full investigation is completed and may exceed the established regulatory period until a response is received from the regulator. Before making an exchange, we strongly recommend checking and ensuring that your address is not connected to sanctioned platforms.

AML Policy